
Subsidy of housing : The Colombian State in search of effective solutions, as regards the issue of housing policy, has implemented several subsidy programs with the purpose of guaranteeing all households that do not have a good monthly income also have the opportunity to choose a home. dignity, this can be done through the priority interest housing program for savers or through the minimum wage housing subsidy program.
✅ One of the fundamental characteristics of this type of housing subsidy program is to open Subsidy of housing 🙂
The doors to many family nuclei so that they can acquire their own home with only 30% of the current legal minimum wage with which they can cancel the subsidy payments granted by the entity that will carry out the financing, so those people who only have up to a current legal minimum income salary can complete the application process for housing subsidies.
🔥 These are the requirements that you must meet in order Subsidy of housing to apply for the housing subsidy to purchase your own home with a minimum wage 🤓 🤑
This government program is intended for the most vulnerable families, among the requirements that they must meet to opt for this type of government subsidy are the following:
1. Applicants must have at least one current legal minimum wage or a maximum of two current legal minimum wages, at this point it is important to note that people who have at least one minimum wage can receive up to 25 current legal minimum wages as a quota of the subsidy and those people who have a maximum of two minimum wages can receive around 22 minimum subsidy wages
2. The interest rate set for this type of subsidy will be set at 5 points above the interest rate of the approved credit for the purchase of the property.
3. It is important that at the time of making the selection of the property to be acquired, it cannot exceed the 70 legal minimum wages in force in terms of the cost of the same.
4. Applicants for the housing subsidy or those who make up the family nucleus may own a home in the national territory.
5. It is powerless for you to be aware that if the applicant has previously benefited from any type of subsidies granted by the state or by the institutions that are in charge of it, your application will be denied, since you cannot have received any type of subsidies, also any of those that make up the family nucleus
6. Potential beneficiaries must have a savings of at least 5% of the value of the home is estimated approximately 625 usd
✨ They must have a pre-approved credit, which must contain the missing amount for the payment of the house 💥
Finally, the applicant must present the documentation legally, which means that they cannot provide false information to obtain the subsidy in any way.