Buy car Insurance online : As many of you know, car sharing is a service that allows you to use a car upon reservation (taking it and returning it to a parking lot) and paying a fee in relation to the use made. Buy car Insurance online
This service is used today in many Italian cities within sustainable mobility policies, with the aim of favoring the transition from the possession of the vehicle to the use of the same in order to allow you to give up the private car but not the flexibility of your own. mobility needs. Buy car Insurance online
▷ Buy car Insurance online In fact, car sharing offers two advantages over the traditional use of one’s car ✍
practicality (because a few clicks on the smartphone are enough to find the closest car) and zero fixed costs (road tax, insurance, petrol, maintenance). But since it is a shared car, what happens in the event of an accident?
Establishing responsibilities for an accident with a shared car is obviously not the same as with an owned car. Regardless of the dynamics of the incident, you should first contact the customer support of the company providing the service. Describe what happened, remembering to indicate the place of the accident.
In most cases, everything is resolved with an amicable finding (CID), even if many car sharing companies require the intervention of the Police for the mechanics of the accident to be ascertained. It will be the call center to clarify. In case you cannot find an agreement with the other driver, wait for the intervention of the police and do not move the vehicles.
Subsequently, your copy of the CID must be sent or delivered to the car sharing company as soon as possible, with attached (if necessary) the report drawn up by the Police (if you have renounced the friendly finding, the report will be essential). Remember that if you don’t send the documents, they will charge you for the damages in full!
➡️ Who pays? Buy car Insurance online ✅
To decide who will be required to pay the damages, it will all depend on the responsibility of the accident and the car sharing company. The good news is that there will be no repercussions on your insurance merit class .
The bad one is the deductible . If it is true that the damages will be paid by the insurance company appointed by the car sharing company, this can still apply, in case of fault, an excess of several hundred euros. As if that were not enough, the insurance company will always be able to retaliate later if the dynamics of the accident reveal your serious responsibility (for example driving under the influence of alcohol).
In Italy we have two main car sharing companies: Car2go (controlled by the Daimler group) and Enjoy (controlled by the Eni group). The first company applies a deductible of 500 euros. As regards the procedures to be adopted, the motorist must fill in the friendly statement and forward it to Car2Go within 7 days. Beyond this limit there is the risk of paying the damages generated in full. The situation is different with Enjoy.
The company does not provide for a deductible, although it reserves the right to assess the dynamics of the accident. In any case, the customer must comply with the instructions provided by the Enjoy customer service operator, under penalty of penalties.
🔥 Buy car Insurance online It is also essential to send the CID and any reports provided by the competent authorities. 💥
The discussion on fines is simpler: whoever commits the infringement pays! In this regard, you will be notified of the offense with the addition of notification costs, an increase that can reach up to 50 euros Buy car Insurance online.
In any case Buy car Insurance online, with car sharing the driver will have fewer worries: they will not have to take care of car maintenance and for breakdowns or punctures a call to the call center will be enough and they will take care of everything.
